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	<title>Naji Rashid's Blog &#187; Home Buyer Seminars</title>
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	<link>http://www.najirashid.com</link>
	<description>Helping Individuals And Families Achieve Homeownership One House At A Time!</description>
	<lastBuildDate>Tue, 01 Nov 2011 18:06:14 +0000</lastBuildDate>
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		<title>Home Buyer Seminar With Harbel Housing Partnership!</title>
		<link>http://www.najirashid.com/home-buyer-seminar-with-harbel-housing-partnership/</link>
		<comments>http://www.najirashid.com/home-buyer-seminar-with-harbel-housing-partnership/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 15:49:21 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Harbel Housing Partnership]]></category>
		<category><![CDATA[real estate news]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=391</guid>
		<description><![CDATA[I will be presenting for Harbel Housing Partnership tomorrow October 6th at the Towson Library from 6:00pm- 9:00pm. Harbel is a great non-profit housing counseling organization that educate first-time home buyers. I&#8217;ve  been presenting for them for 8 years. If you would like to attend one of their workshops please give me a call at [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #800000;"><strong>I will be presenting for Harbel Housing Partnership tomorrow October 6th at the Towson Library from 6:00pm- 9:00pm. Harbel is a great non-profit housing counseling organization that educate first-time home buyers. I&#8217;ve  been presenting for them for 8 years. If you would like to attend one of their workshops please give me a call at 410-977-7176 for more information.</strong></span></p>
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		<title>Free Home Buyer Seminar at the Pikesville Library October 26th 6:00pm</title>
		<link>http://www.najirashid.com/free-home-buyer-seminar-at-the-pikesville-library-october-26th-600pm/</link>
		<comments>http://www.najirashid.com/free-home-buyer-seminar-at-the-pikesville-library-october-26th-600pm/#comments</comments>
		<pubDate>Thu, 21 Oct 2010 19:03:42 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[First-Time Home Buyers Seminars]]></category>
		<category><![CDATA[Grant Money]]></category>
		<category><![CDATA[Home Buyers Seminars]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=287</guid>
		<description><![CDATA[I am conducting a free home buyer seminar at the Pikesville Library on Tuesday October 26th at 6:00pm with Derek DuBois of Bank of America Home Loans. We will be covering the following topics; Understanding the Current Real Estate Market: Should I Buy or Sell? The Different Types of Mortgage Financing Available! Understanding How to [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #800000;"><strong>I am conducting a free home buyer seminar at the Pikesville Library on Tuesday October 26th at 6:00pm with Derek DuBois of Bank of America Home Loans. </strong></span><span style="color: #800000;"><strong>We will be covering the following topics;</strong></span></p>
<p><span style="color: #800000;"><strong>Understanding the Current Real Estate Market: Should I Buy or Sell?</strong></span></p>
<p><span style="color: #800000;"><strong>The Different Types of Mortgage Financing Available!</strong></span></p>
<p><span style="color: #800000;"><strong>Understanding How to get a Loan in 2010!</strong></span></p>
<p><span style="color: #800000;"><strong>Why Most Buyers Lose Thousands of Dollars on Their Home Purchase!</strong></span></p>
<p><span style="color: #800000;"><strong>Understanding the Steps: A Key to Successful Homeownership!</strong></span></p>
<p><span style="color: #800000;"><strong>How to Successfully Purchase a Short Sale or Foreclosure!</strong></span></p>
<p><span style="color: #800000;"><strong>Come learn what you must know to ensure successful homeownership!</strong></span></p>
<p><span style="color: #800000;"><strong>To register give me a call at 410-977-7176. </strong></span></p>
<p><span style="color: #800000;"><strong>Pikesville Library 1301 Reisterstown Rd. Pikesville, Md. 21208.<br />
</strong></span></p>
<p><span style="color: #800000;"><strong><br />
</strong></span></p>
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		<title>Free Home Buyer Seminar at Na&#8217;Klectic Natural Hair Gallery and Spa Saturday September 11, 2010!</title>
		<link>http://www.najirashid.com/free-home-buyer-seminar-at-naklectic-natural-hair-gallery-and-spa-saturday-september-11-2010/</link>
		<comments>http://www.najirashid.com/free-home-buyer-seminar-at-naklectic-natural-hair-gallery-and-spa-saturday-september-11-2010/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 17:50:19 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Grant Programs]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Baltimore City Grants]]></category>
		<category><![CDATA[Baltimore County Grant Money]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers Seminars]]></category>
		<category><![CDATA[Grant Money]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[real estate news]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=275</guid>
		<description><![CDATA[I will be conducting a free home buyer seminar on Saturday September 11, 2010, from 12-00pm- 2:00pm at Na&#8217;Klectic Natural Hair Gallery and Spa. The theme of the seminar is   &#8220;How to Buy A Home in the New Economy and Save Thousands of Dollars.&#8221; Some of the topics I will  cover are 1. Understanding [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #800000;"><strong>I will be conducting a free home buyer seminar on Saturday September 11, 2010, from 12-00pm- 2:00pm at <a href="http://www.naklecticnaturalhair.com/">Na&#8217;Klectic</a> Natural Hair Gallery and Spa. The theme of the seminar is   &#8220;How to Buy A Home in the New Economy and Save Thousands of Dollars.&#8221; </strong></span><span style="color: #800000;"><strong>Some of the </strong></span><span style="color: #800000;"><strong>topics I will  cover are 1. Understanding the current real estate market: Should I buy or sell? 2. Why most buyers lose thousands of dollars on their home purchase! 3. Understanding the steps: A key to successful homeownership! 4. Understanding how the changes in the mortgage industry can affect you getting a loan in 2010! 5. How to successfully purchase a short sale or foreclosure!</strong></span></p>
<p><span style="color: #800000;"><strong>Don&#8217;t miss this presentation it will be fun, educational, and entertaining. I hope to see you there! Na&#8217;Klectic Natural Hair Gallery and Spa 36 East 25th Street Baltimore, Md. 21218  410-889-0287. Each attendee will receive a free copy of my report &#8220;How to Buy a Home in the New Economy and Save Thousands of Dollars.&#8221;<br />
</strong></span></p>
<p><span style="color: #800000;"><strong><br />
</strong></span></p>
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		<item>
		<title>Now is the Time to Buy a House!</title>
		<link>http://www.najirashid.com/now-is-the-time-to-buy-a-house/</link>
		<comments>http://www.najirashid.com/now-is-the-time-to-buy-a-house/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 22:24:48 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=83</guid>
		<description><![CDATA[Now is a great time for first-time home buyers to buy a house! I have helped several first-time home buyers in the last 30 days become homeowners and receive  fantastic deals on their properties. Unfortunately, many first-time buyers are still sitting on the fence. The opportunities that are available will not last forever. Interest rates [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #800000;"><strong>Now is a great time for first-time home buyers to buy a house! I have helped several first-time home buyers in the last 30 days become homeowners and receive  fantastic deals on their properties. Unfortunately, many first-time buyers are still sitting on the fence</strong></span>. <span style="color: #800000;"><strong>The opportunities that are available will not last forever. Interest rates are low, prices have dropped, sellers are willing to help with closing costs but many buyers who can buy are still waiting. The theme for my seminar presentation </strong></span><span style="color: #800000;"><strong>Monday evening was &#8220;Now is the Time to Buy a House.&#8221; I am not saying this just because I am a real estate agent. I feel so passionately about this because I see every day so many wonderful opportunities that first-time home buyers are missing out on because they will not get off the fence. I have a client who is under contract on a property for $162,900 and the seller gave $9,700 towards closing. The properties in this community sell between $220,000-240,000. My client is actually getting this property for $153,200 what a deal!</strong></span> <span style="color: #800000;"><strong>Don&#8217;t miss out on your opportunity call me today! </strong></span></p>
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		<title>Free Home Buyer Workshop with Harbel Housing Partnership!</title>
		<link>http://www.najirashid.com/free-home-buyer-workshop-with-harbel-housing-partnership/</link>
		<comments>http://www.najirashid.com/free-home-buyer-workshop-with-harbel-housing-partnership/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 19:45:18 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Grant Programs]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[First-Time Home Buyers Seminars]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=78</guid>
		<description><![CDATA[I will be presenting this evening for Harbel Housing Partnership from 6-9pm at the White Marsh Library 8133 Sanpiper Cir. 21236. Harbel is a nonprofit organization that specialize in homeownership education for first-time home buyers. They conduct numerous workshops throughout the year. I have been working with Harbel for 5 years. If you would like [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #993300;"><strong>I will be presenting this evening for Harbel Housing Partnership</strong></span> <span style="color: #993300;"><strong>from 6-9pm at the White Marsh Library 8133 Sanpiper Cir. 21236. Harbel is a nonprofit organization that specialize in homeownership education for first-time home buyers. They conduct numerous workshops throughout the year. I have been working with Harbel for 5 years. If you would like to attend one of their workshops they can be reached at 410-444-9152. I am looking forward to bringing everyone up to speed on the current real estate market. </strong></span></p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Happy New Year!!!</title>
		<link>http://www.najirashid.com/happy-new-year/</link>
		<comments>http://www.najirashid.com/happy-new-year/#comments</comments>
		<pubDate>Wed, 07 Jan 2009 00:30:42 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Grant Programs]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Baltimore City Grant Money]]></category>
		<category><![CDATA[Baltimore County Grant Money]]></category>
		<category><![CDATA[First-Time Home Buyers Seminars]]></category>
		<category><![CDATA[Grant Money]]></category>
		<category><![CDATA[Home Buyers Seminars]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=45</guid>
		<description><![CDATA[I believe 2009, will be a fantastic year for buyers. Interest rates will remain low, housing inventory is high, prices have fallen, and sellers will contribute towards buyers closing costs. What more can a buyer ask for? Grant programs are available for Baltimore City and Baltimore County first-time home buyers, call or email me for [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #800000;"><strong>I believe 2009, will be a fantastic year for buyers. Interest rates will remain low, housing inventory is high, prices have fallen, and sellers will contribute towards buyers closing costs. What more can a buyer ask for? Grant programs are available for Baltimore City and Baltimore County first-time home buyers, call or email me for more information on how you can take advantage of these programs. I have scheduled many first-time home buyer seminars for 2009. I promise to keep you updated with the times, dates, and locations. As new grant money become available I will inform you about them immediately. I look forward to helping many families achieve the dream of homeownership in 2009. I hope yours is one of them! Happy New Year!!!<br />
</strong></span></p>
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		<title>Free Home Buyer Seminar for John Hopkins Bayview Employees!</title>
		<link>http://www.najirashid.com/free-home-buyer-seminar-for-john-hopkins-bayview-employees/</link>
		<comments>http://www.najirashid.com/free-home-buyer-seminar-for-john-hopkins-bayview-employees/#comments</comments>
		<pubDate>Tue, 04 Nov 2008 19:23:56 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Grant Programs]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[John Hopkins Bayview]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=42</guid>
		<description><![CDATA[On November 18th, 20th, and 21st, I will be conducting free seminars for John Hopkins Bayview employees along with Brian Kesler with SunTrust Mortgage. Our topics will be; Understanding the real estate market. How property taxes affect your monthly payment. Buyers Agent vs Listing Agent- know the difference. 10 mistakes home buyers make. How escrow [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #800000;"><strong>On November 18th, 20th, and 21st, I will be conducting free seminars for John Hopkins Bayview employees along with Brian Kesler with SunTrust Mortgage. Our topics will be;</strong></span></p>
<p><span style="color: #800000;"><strong>Understanding the real estate market.</strong></span></p>
<p><span style="color: #800000;"><strong>How property taxes affect your monthly payment.</strong></span></p>
<p><span style="color: #800000;"><strong>Buyers Agent vs Listing Agent- know the difference.</strong></span></p>
<p><span style="color: #800000;"><strong>10 mistakes home buyers make.</strong></span></p>
<p><span style="color: #800000;"><strong>How escrow account works.</strong></span></p>
<p><span style="color: #800000;"><strong>How extra payments to your principal can save you money.</strong></span></p>
<p><span style="color: #800000;"><strong>John Hopkins employees are eligible for $17,000 in grant money. Call me for more details about the program. </strong></span></p>
<p><span style="color: #800000;"><strong>In my next blog post I will let you know how Baltimore City employees can receive up to $21,500 in grant money when you buy a property in Baltimore City.</strong></span></p>
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		<item>
		<title>This is a Great Time to Buy a House!</title>
		<link>http://www.najirashid.com/this-is-a-great-time-to-buy-a-house/</link>
		<comments>http://www.najirashid.com/this-is-a-great-time-to-buy-a-house/#comments</comments>
		<pubDate>Sun, 14 Sep 2008 03:58:56 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=38</guid>
		<description><![CDATA[Interest rates are low, prices have dropped, inventory is plentiful, and sellers are helping with closing costs. If you are a buyer what more could you ask for in a market! Buyers always ask me at my seminars is it a good time to buy and my answer has been a resounding YES. I ask [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="color: #993300;">Interest rates are low, prices have dropped, inventory is plentiful, and sellers are helping with closing costs. If you are a buyer what more could you ask for in a market! Buyers always ask me at my seminars is it a good time to buy and my answer has been a resounding YES. I ask buyers would you rather have high interest rates</span></strong>, <span style="color: #993300;"><strong>low inventory, no seller help, and higher home prices. Which market would you prefer to purchase your home in a buyers market or a sellers market. In this marker my clients are getting great deals. If you are on the fence about buying a home wondering if it is the right time. IT IS! </strong></span></p>
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		<title>Free Home Buyer Seminar At The Randallstown Library!</title>
		<link>http://www.najirashid.com/free-home-buyer-seminar-at-the-randallstown-library-2/</link>
		<comments>http://www.najirashid.com/free-home-buyer-seminar-at-the-randallstown-library-2/#comments</comments>
		<pubDate>Fri, 23 May 2008 20:51:14 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=33</guid>
		<description><![CDATA[I will be conducting a free home buyer seminar at the Randallstown library from 6:30PM-8:00PM on May 28, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach’s best seller “Automatic Millionaire Homeowner” courtesy of Wells Fargo. We will explain the steps of the home buying process [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="color: #800000;">I will be conducting a free home buyer seminar at the Randallstown library from 6:30PM-8:00PM on May 28, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach’s best seller “Automatic Millionaire Homeowner” courtesy of Wells Fargo. We will explain the steps of the home buying process and also review the different financing options buyers have in this market. Investors can learn a lot from this seminar also. Banks are changing their guidelines weekly especially for investors. </span></strong></p>
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		<item>
		<title>Free Home Buyer Seminar at the Randallstown Library</title>
		<link>http://www.najirashid.com/free-home-buyer-seminar-at-the-randallstown-library/</link>
		<comments>http://www.najirashid.com/free-home-buyer-seminar-at-the-randallstown-library/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 18:18:56 +0000</pubDate>
		<dc:creator>Naji Rashid</dc:creator>
				<category><![CDATA[First-Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Seminars]]></category>

		<guid isPermaLink="false">http://www.najirashid.com/?p=34</guid>
		<description><![CDATA[I will be conducting a free home buyer seminar at the Randallstown library from 6:00PM-8:00PM on April 29, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach&#8217;s best seller &#8220;Automatic Millionaire Homeowner&#8221; courtesy of Wells Fargo. We will explain the steps of the home buying [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="color: #800000;">I will be conducting a free home buyer seminar at the Randallstown library from 6:00PM-8:00PM on April 29, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach&#8217;s best seller &#8220;Automatic Millionaire Homeowner&#8221; courtesy of Wells Fargo. We will explain the steps of the home buying process and also review the different financing options buyers have in this market. Investors can learn a lot from this seminar also. Banks are changing their guidelines weekly especially for investors. </span></strong></p>
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