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Archive for First-Time Home Buyers
Happy New Year!!!
I believe 2009, will be a fantastic year for buyers. Interest rates will remain low, housing inventory is high, prices have fallen, and sellers will contribute towards buyers closing costs. What more can a buyer ask for? Grant programs are available for Baltimore City and Baltimore County first-time home buyers, call or email me for [...]
First-Time Home Buyer Receives $21,500 in Grant Money!
Last month a couple received $21,000 in closing cost assistance because the husband was a city employee. Here is a list of the programs he used;
ADDI (American Dream Down Payment Initiative) $10,000
Baltimore City Employee Grant $3,000
House Keys Match $3,000
Smart Keys Match $3,000
DSELP $2,500
The buyers only put $1,000 of their money in the transaction. FHA require [...]
Baltimore City’s $10,000 ADDI Forgivable Grant is Back!!!
The American Dream Down Payment Initiative is back for home buyers purchasing in Baltimore City and many buyers are taking advantage of the program.
Income Limits are as Follows:
1 person household $43,050
2 person household $49,200
3 person household $55,350
4 person household $61,500
5 person household $66,400
6 person household $71,350
7 person household $76,250
8 person household $81,200
If you are [...]
This is a Great Time to Buy a House!
Interest rates are low, prices have dropped, inventory is plentiful, and sellers are helping with closing costs. If you are a buyer what more could you ask for in a market! Buyers always ask me at my seminars is it a good time to buy and my answer has been a resounding YES. I ask [...]
First-Time Home Buyers Should Purchase A Home Warranty!
Some of my first-time home buyers have heard of a “home warranty” but are not clear on what it covers or if they need one. I think all first-time home buyers should purchase a home warranty unless they are receiving one paid for by the seller, or there is another warranty plan in place to [...]
Free Home Buyer Seminar At The Randallstown Library!
I will be conducting a free home buyer seminar at the Randallstown library from 6:30PM-8:00PM on May 28, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach’s best seller “Automatic Millionaire Homeowner” courtesy of Wells Fargo. We will explain the steps of the home buying process [...]
Free Home Buyer Seminar at the Randallstown Library
I will be conducting a free home buyer seminar at the Randallstown library from 6:00PM-8:00PM on April 29, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach’s best seller “Automatic Millionaire Homeowner” courtesy of Wells Fargo. We will explain the steps of the home buying [...]
Free Home Buyer Seminar With Harbel Housing Partnership!
On Monday April 28,2008, I will be conducting a home buyer seminar for Harbel Housing Partnership at the Perry Hall library starting at 6:00pm. Harbel Housing Partnership is a nonprofit housing counseling agency that specialize in helping first-time home buyers. To register for one of their seminars call 410-444-9152.
Free Home Buyer Seminar At Johnnycake Elementary School!
I will be conducting a free home buyer seminar at Johnnycake Elementary School on Tuesday April 22, 2008, at 7:00pm along with Faraji Mason of Wells Fargo Home Mortgage. We will be bringing everyone up to date on the current real estate market. If you would like to attend please contact me for more information.
10 Ways to Prepare for Homeownership
Most first time home buyers don’t know what to do or how to prepare to buy their first home. Here is a list of 10 ways to get started.
1. Decide what you can afford.- Generally, you can afford a home equal in value to between two and three times your gross income.
2. Develop your home [...]
