Archive for First-Time Home Buyers

FHA Eases Restrictions On Condo Lending!

Great News! FHA is temporarily easing its lending requirements for condominiums, in a bid to help the real estate market. In Maryland their are many condo communities that can not get FHA approval because of the amount of delinquent condo dues. I’ve had many buyers who wanted to buy  condos in  communities that could not […]

Posted by: najirashid on Thursday, September 27th, 2012

A New Parkville Community Ryland Homes Perry Meadows!

Last week my wife and I toured a Ryland Homes community called Perry Meadows. The base price started from $349,990 – $384,990 depending  upon model and elevation.  The model home which had all the bells and whistles was being sold for $459,000. If you would like more information about this community just give a call we […]

Posted by: najirashid on Monday, August 27th, 2012

The Current FHA Loan limits for Maryland Counties!

  Allegany                                        $271,050 Anne Arundel                               $560,000 Baltimore and Baltimore City      $560,000 Calvert                   […]

Posted by: najirashid on Tuesday, August 21st, 2012

Common First-Time Home Buyer Mistakes!

1. They don’t ask enough questions of their lender and end up missing out on the best deals. 2. They don’t act quickly enough to make a decision and someone else buys the house. 3. They don’t find the right agent who’s willing to help them through the home buying process. 4. They don’t do […]

Posted by: najirashid on Monday, June 4th, 2012

Interest Rates Still Low!

Interest rates are still fantastic! Several of my clients that settled on their properties in April received interest rates  under 4 percent. Wow! What are you waiting for?

Posted by: najirashid on Wednesday, May 2nd, 2012

High Rentals Pushing People to Buy Homes!

With Apartment and rental properties rents climbing across the U. S., but the cost to buy a home still low, housing analysts expect to see more apartment dwellers opting to become homeowners. Over the past 90 days I had several clients looking to rent realize that it was cheaper to purchase a home instead of […]

Posted by: najirashid on Thursday, February 16th, 2012

House Shopping is Not A Job!

I’ve been ask this questions many times, “how many houses should I view consecutively.” There is no set rule, but I can give you some advise that might be helpful. If you look at 5 houses and you begin to lose focus and energy you should stop looking. This could cause you to miss some […]

Posted by: najirashid on Tuesday, November 1st, 2011

Free eBook “10 Mistakes Home Buyers Make!”

Many potential home buyers have downloaded my free eBook “10 Mistakes Home Buyers Make” and have told me how it saved them money on their home purchase. Here is the list of 10 mistakes you should avoid. Download the eBook, its free (you need Adobe Reader) and it could save you  money also. I look […]

Posted by: najirashid on Monday, October 24th, 2011

Homeownership Beats Renting in 3 Out of 4 U.S. Cities!

Trulia examined the cost of renting versus buying in America’s 50 largest cities  and found that buying is more affordable in 72% of major cities.  Three reasons buying a home has become more affordable in 72% of major cities than renting . 1. Rental prices have increased.  The rental market has become flooded with homeowners […]

Posted by: najirashid on Tuesday, October 11th, 2011

Home Buyer Seminar With Harbel Housing Partnership!

I will be presenting for Harbel Housing Partnership tomorrow October 6th at the Towson Library from 6:00pm- 9:00pm. Harbel is a great non-profit housing counseling organization that educate first-time home buyers. I’ve  been presenting for them for 8 years. If you would like to attend one of their workshops please give me a call at […]

Posted by: najirashid on Wednesday, October 5th, 2011